Types of Cases That Qualify for Pre-Settlement Funding
If you have a pending personal injury case with an attorney in Philadelphia, your case very likely qualifies for pre-settlement funding. At Go Philly Funding, I work with injured plaintiffs across Philadelphia and the surrounding counties, and the most common question I hear is: "Does my case qualify?"
The short answer is yes, most personal injury cases do. But I want to walk you through the specific types of cases I fund, what makes a case eligible, and what to expect. I believe in overcommunicating, so let me explain everything clearly.
In this article:
- Auto Accidents
- Motorcycle Accidents
- Slip and Fall Accidents
- Construction Accidents
- Work-Related Injuries
- Wrongful Death Cases
- Medical Malpractice
- Product Liability
- Premises Liability
- What Makes a Case Qualify?
- Frequently Asked Questions
Auto Accidents
Car accidents are the most common case type I fund in Philadelphia. If you were injured in a crash and someone else was at fault, you likely qualify.
This includes collisions on I-76, I-95, Roosevelt Boulevard, Broad Street, and every neighborhood street in between. It also includes truck accidents, rideshare accidents (Uber and Lyft), and multi-vehicle pileups. Philadelphia is a dense, high-traffic city with some of the busiest corridors on the East Coast, and auto accident cases here can take months or even years to settle while insurance companies delay and dispute fault.
If your income has stopped but your rent and car payment have not, pre-settlement funding gives you breathing room while your attorney fights for what you deserve.
Motorcycle Accidents
Motorcycle accidents often result in severe injuries, which means higher medical bills, longer recovery times, and bigger gaps between what you need and what you have in the bank.
These cases tend to involve significant damages, and insurance companies frequently try to shift blame to the rider. Your attorney handles that fight. My job is to make sure you can pay your bills while the case moves forward.
If you were injured while riding in Philadelphia, Delaware County, Bucks County, or anywhere in the Greater Philly area, you can apply.
Slip and Fall Accidents
Slip and fall cases, sometimes called "trip and fall" cases, happen everywhere: grocery stores, restaurants, apartment buildings, parking lots, sidewalks, office buildings. In Philadelphia, I see these cases come from icy sidewalks in the winter, wet floors in Center City shops, cracked pavement in older neighborhoods, and poorly maintained stairwells in apartment complexes.
These cases qualify for pre-settlement funding as long as you have an attorney and the property owner (or their insurance company) is the responsible party. The key is that someone else's negligence caused your injury.
Construction Accidents
Philadelphia is a city that is always building. Between residential development, highway projects, and commercial construction across the region, construction accidents are common and often serious. Falls from scaffolding, equipment malfunctions, collapses, and injuries from heavy machinery can result in months or years away from work.
Go Philly Funding funds construction accident cases because they are another form of personal injury that can qualify for non-recourse funding. If you are a laborer, a roofer, or a tradesperson who got hurt on a job site, your income stopped the day of the accident but your obligations did not. Pre-settlement funding helps cover the gap.
Work-Related Injuries
Work injuries go beyond construction. If you were hurt on the job, whether in a warehouse, a factory, a restaurant kitchen, a delivery route, or an office, and you have a personal injury claim (not just a workers' compensation claim), you may qualify for pre-settlement funding.
The distinction matters. Workers' compensation and personal injury are two separate legal tracks. If your injury involves a third party (for example, a delivery driver hit by another vehicle, or a warehouse worker injured by a defective forklift), your attorney may be pursuing a personal injury case alongside or instead of workers' comp. That personal injury case is what I can fund.
If you are not sure whether your situation qualifies, apply anyway. I will review it with your attorney and give you a straight answer.
Wrongful Death Cases
When a family loses someone because of another person's negligence, the financial impact is immediate and devastating. Lost income, funeral expenses, and ongoing bills do not wait for the legal process to play out.
I provide pre-settlement funding to families pursuing wrongful death cases in Philadelphia and the surrounding counties. These cases often involve significant damages, which means they typically qualify for funding. I treat every family I work with in these situations with the respect and care they deserve during an incredibly difficult time.
Medical Malpractice
If a doctor, hospital, or medical provider made an error that caused you harm, and you have an attorney pursuing a medical malpractice claim, your case may qualify for pre-settlement funding.
Medical malpractice cases in Philadelphia can be complex and take longer to resolve than other case types. The legal process involves expert testimony, detailed medical records, and often aggressive defense from hospital insurance carriers. That longer timeline means a longer period of financial stress for you. Pre-settlement funding can help you stay afloat while your attorney builds the strongest possible case.
Product Liability
Product liability cases arise when a defective or dangerous product causes injury. This includes defective auto parts, unsafe medications, malfunctioning power tools, faulty household appliances, and any product that failed in a way that hurt you.
If you are working with an attorney on a product liability case, I can review it for funding. These cases often involve manufacturers with large insurance policies, which can work in your favor when it comes to case strength and eligibility.
Premises Liability
Premises liability is the broader category that includes slip and fall cases but also covers other injuries caused by unsafe property conditions. Dog bites, injuries from inadequate security, swimming pool accidents, elevator and escalator malfunctions, and injuries from falling objects all fall under premises liability.
In Philadelphia, these cases commonly involve rental properties, commercial buildings, public spaces, and private residences. If a property owner or manager failed to maintain safe conditions and you got hurt as a result, your case likely qualifies for pre-settlement funding.
What Makes a Case Qualify?
One factor is true of every case I fund: you are represented by an attorney. I coordinate directly with your lawyer, and I never go around them.
Beyond that, a few other factors tend to matter:
- An active case. Your case should be pending and unresolved. Once a case has settled, pre-settlement funding no longer applies.
- Case strength. The funding decision generally rests on the merits of your case, which I review with your attorney, not on your credit score, your employment status, or your bank account.
These are the main factors, not a rigid checklist, and every case is different. There are no credit checks, no income verification, and no application fees. If you have a lawyer and a reasonably strong case, there is a good chance you are eligible. If you are not sure, the best thing to do is ask.
One more thing: the funding is non-recourse. That means if your case does not win, you owe nothing back. Zero. You have no personal obligation to repay Go Philly Funding from your own assets or income if you lose your case. Go Philly Funding absorbs the funds previously advanced. I take that risk because I believe in the cases I fund.
What About Cases Go Philly Funding Does Not Cover?
Go Philly Funding focuses exclusively on personal injury cases. I do not fund criminal cases, family law disputes, or business litigation.
Sexual abuse cases are handled separately under Jordan Litigation Funding, the parent company. If you have a sexual abuse case and need funding, you can reach out to JLF directly for assistance.
For all other personal injury cases in the Philadelphia area, Go Philly Funding is here to help.
Frequently Asked Questions
Does my credit score affect whether my case qualifies?
No. Pre-settlement funding eligibility is based entirely on the strength of your personal injury case, not your financial history. Your credit score, employment status, and income are not part of the decision. I review the case with your attorney and make a determination based on the merits.
Can I get funding if I already received funding from another company?
It depends on the specifics. If another funding company has already advanced funds against your case, I will review the situation with your attorney to see whether additional funding makes sense. The first question I always ask new clients is whether they have had previous funding, because it tells me a lot about where things stand.
How fast can I get funded once I apply?
If I receive the necessary information from you and your attorney, approval can happen in as little as a few hours. Once approved, funds can be available within 24 hours. The biggest variable is how quickly your attorney can provide the case details I need. I handle all the coordination so you do not have to chase paperwork.
What if I am not sure whether my case type qualifies?
Apply anyway. It takes only a few minutes to submit your information at gophillyfunding.com. I will review it with your attorney and give you a clear answer. There is no cost to apply and no obligation. If your case does not qualify, I will tell you honestly and respectfully.
What happens if my case loses after I receive funding?
You owe nothing. Pre-settlement funding is non-recourse, which means if your case does not result in a settlement or verdict in your favor, you do not pay a single dollar back. You have no personal obligation to repay Go Philly Funding from your own assets or income. That is the risk I take on, and it is one of the most important things that separates pre-settlement funding from a traditional loan.
How to Apply
If you are dealing with financial pressure while your personal injury case is pending, help is available for you and your family. Pre-settlement funding gives you access to a portion of your expected settlement now, so you can cover rent, bills, and everyday expenses while your attorney works toward the best possible outcome.
I started Go Philly Funding because I believe injured people in Philadelphia deserve a funding partner who is local, transparent, and genuinely on their side. I am right here in Philadelphia, and I am ready to help.