What Is Pre-Settlement Funding?

Pre-settlement funding is a cash advance against your pending personal injury settlement. You receive money now to cover bills and living expenses, and you only pay it back if you win your case.

At Go Philly Funding, we provide non-recourse pre-settlement funding to injured plaintiffs across Philadelphia and the surrounding counties. The process is straightforward: you apply, we coordinate with your attorney, and if approved, you can receive funds in as little as 24 hours.

How Does Pre-Settlement Funding Work?

You apply through our website at gophillyfunding.com, and we contact your attorney to review the strength of your case. If approved, we send you a cash advance that you can use for rent, utilities, groceries, car payments, or any other expenses.

Repayment comes from your settlement proceeds after your case resolves. There are no monthly payments, no credit checks, and no income verification. The approval decision is based on your case, not your financial history. If your case loses and there is no settlement, you owe nothing back.

Is Pre-Settlement Funding a Loan?

No. A loan requires repayment no matter what happens. Pre-settlement funding is non-recourse, which means you are not personally liable for repayment if your case does not succeed.

This is one of the most common misunderstandings. People hear "lawsuit loan" and assume it works like a bank loan or payday loan. It does not. With non-recourse funding, the risk is on the funding company, not on you. If your case loses, you have no personal obligation to repay Go Philly Funding from your own assets or income. Go Philly Funding absorbs that loss completely.

Who Can Apply for Pre-Settlement Funding in Philadelphia?

You may qualify if you meet three requirements: you have a pending personal injury case, you have an attorney representing you, and your case has merit. Your credit score, employment status, and income are not factors in the decision.

Go Philly Funding serves plaintiffs throughout the Philadelphia area, including Delaware County, Bucks County, Montgomery County, Chester County, and South Jersey counties like Camden and Gloucester. Whether you were hurt in a car accident on I-76, a slip and fall in Center City, or a construction accident in the Northeast, you can apply.

How Fast Can I Get Funded?

Once we receive the necessary information from you and your attorney, approval can happen in as little as 24 hours. The speed depends partly on how quickly your attorney can provide case details, but we handle all the coordination so you do not have to chase paperwork.

What This Means for You

If you are injured, your bills are piling up, and your case is months away from settling, pre-settlement funding gives you a way to cover your expenses without taking on personal debt. You do not have to accept a lowball settlement just because you may need financial help now. If you're dealing with financial pressure while your case is pending, apply for funding at gophillyfunding.com/apply. No credit checks. No upfront fees. Funds in as little as 24 hours.

About Go Philly Funding

Go Philly Funding provides non-recourse pre-settlement funding to personal injury plaintiffs across Greater Philadelphia, including Delaware, Bucks, Montgomery, and Chester counties, as well as South Jersey. We are a regional brand of Jordan Litigation Funding, backed by nearly a decade of national litigation funding experience.

If you don't win your case, you owe us nothing. No credit checks. No upfront fees. Funds in as little as 24 hours.

If you'd like to find out whether your case qualifies, applying takes only a few minutes. No credit check. No upfront fees. No obligation.

Apply for Funding

This article is for informational purposes only and does not constitute legal or financial advice. Every case is different. If you have questions about your legal rights, consult a licensed attorney. If you have questions about pre-settlement funding, contact Go Philly Funding for a free, no-obligation consultation.